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As a Cetera Financial Advisor, I am committed to sharing relevant information that is both current and important to my clients. If you’re interested in talking more about any of these topics below, please give my office a call.

Thursday, May 14, 2026

Many people spend years preparing financially for retirement, yet postpone conversations with family about what those plans will actually mean. When discussions are delayed, they often happen during moments of stress, such as after a...

Wednesday, May 6, 2026

If you’ve ever had a conversation with a child about money, you know that financial literacy doesn’t start with complex strategies or spreadsheets. It begins much earlier, shaped by everyday habits, conversations, and examples children...

Tuesday, May 5, 2026

The S&P 500 returned nearly 10.5% last month, erasing its war-related losses to turn positive for the year, up 5.7%. The index ended April at 7,209, capping its 11th 2026 all-time high and 2nd-best April return since 1950...

Tuesday, April 28, 2026

Whether wealth is accumulated recently through a business, career, or liquidity event, or built gradually over decades, a meaningful legacy does not happen by accident. Assets alone do not ensure continuity. Without education, structure...

Thursday, April 23, 2026

Retirement often brings a clearer perspective and more time to reflect on what truly matters. For many retirees, that includes family, legacy, and the desire to leave something meaningful behind. While wealth can be transferred through...

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Tuesday, April 7, 2026

As retirement approaches, most people focus on the financial transition ahead—shifting from saving to spending, managing income, and planning for longevity. For many retirees, this transition can also coincide with shifting family roles...

Thursday, April 2, 2026

All three major indices declined in March, with the Dow Jones Industrial Average leading the sell‑off, down 5.2%. The S&P 500 fell 5.0%, while the tech‑heavy Nasdaq Composite fared slightly better, declining 4.7%. Small‑cap stocks also...

Wednesday, April 1, 2026

Teaching kids about money can feel intimidating, especially when you’re still navigating your own financial decisions. But the foundation for lifelong financial confidence starts with everyday habits, conversations, and examples that...

Tuesday, March 24, 2026

Building wealth is a significant achievement but preserving it for future generations often requires a different mindset. Wealth that takes decades to accumulate can erode quickly without foresight, discipline, and structure...

Monday, March 16, 2026

Retirement isn’t the end of planning; it’s the start of a new chapter called the distribution phase. This stage focuses on preserving savings, creating reliable income, and preparing for surprises. With the right habits, you can enjoy...

Thursday, March 12, 2026

Retirement marks a new chapter, one that often requires a shift in both strategy and mindset. After decades of saving, moving into the distribution phase can feel overwhelming. The good news? With the right habits, you can approach this...

Wednesday, March 4, 2026

Earning more throughout your career doesn’t guarantee wealth. Without strong habits, spending often rises alongside income, leaving little progress toward long-term goals. True financial growth comes from consistent, intentional choices...

Tuesday, March 3, 2026

The S&P 500 fell 0.76% in February, trimming its YTD gain to 0.68%. The index ended the month 1.43% below its most recent record high of 6,978 set on January 27. The Dow Jones Industrial Average rose 0.31% for the month, extending its...

Tuesday, February 24, 2026

Building wealth is an incredible achievement but preserving it for future generations requires intentional habits. Without structure and foresight, decades of effort can erode quickly due to market risks, taxes, or family conflict...

Wednesday, February 18, 2026

Retirement isn’t the finish line for planning—it’s the start of a new phase called the distribution stage. This stage focuses on preserving savings, creating reliable income, and preparing for the unexpected. With the right habits...

Thursday, February 12, 2026

Retirement is an exciting milestone, but it often comes with big changes, both in your finances and your mindset. After years of building wealth, shifting from saving to spending can feel unfamiliar. The good news? With a few practical...

Friday, February 6, 2026

Despite volatile swings during the second half of the month, the S&P 500 gained nearly 1.5% in January, closing at 6,939. That’s just 0.57% below its most recent all-time high set on January 27 at 6,978. The Dow Jones Industrial Average...

Wednesday, February 4, 2026

Many people believe that higher income automatically leads to wealth, but without strong habits, spending often grows just as fast. Building wealth is less about big wins and more about consistent choices that compound over time...

Tuesday, January 27, 2026

Building wealth is a significant achievement but preserving it for future generations often requires a different mindset. Wealth that takes decades to accumulate can erode quickly without foresight, discipline, and structure...

Wednesday, January 21, 2026

Retiring does not signal the end of retirement planning. It’s the beginning of a new phase of planning, known as the distribution phase. This stage requires discipline, awareness, and new habits that focus on preserving savings, creating...

Monday, January 12, 2026

After decades of building wealth, shifting from accumulation to distribution can be challenging and is often accompanied by questions and uncertainty. You’re not just changing your financial strategy. You’re changing a mindset...

Wednesday, January 7, 2026

Many people assume that once their income starts to rise, wealth will naturally follow. But the reality is that higher earnings don’t guarantee financial growth. Without effective habits in place, it’s easy for spending to expand right...

Tuesday, January 6, 2026

The S&P 500 ended the year at 6,845.50, 1.25% below its 39th all-time high of the year set on 12/24/25, its first Christmas Eve record since 2013. While gaining just 0.06% in December, the index has surged 38.65% from its April 8...

Monday, December 22, 2025

Year-end planning is a powerful opportunity to make strategic decisions that protect your wealth, reduce your tax burden, and strengthen your legacy. Whether you're focused on investment growth, charitable giving, or estate planning...

Wednesday, December 17, 2025

As the year comes to a close, it’s a great time to reflect on your financial progress and make strategic updates to your retirement plan. These six key areas can help you finish the year strong and step into the next with confidence...

Wednesday, December 10, 2025

As the year ends, it’s a great time to check in on your retirement strategy, especially if you’re approaching your final working years. This transition is more than just a financial shift; it’s a lifestyle change...

Friday, December 5, 2025

Despite ending November with a fractional gain, the S&P 500 more than fully recovered from intra-month lows to end the month just 0.61% below its most recent record high. The Dow Jones Industrial Average outperformed the S&P 500 last...

Wednesday, December 3, 2025

Your peak earning years are a powerful time to build financial momentum—but it takes more than income. Strategic planning and informed decisions are key. As the year ends, consider these five areas to strengthen your financial foundation...

Monday, November 24, 2025

As the year winds down, it’s the perfect time to take strategic action to preserve your wealth, optimize your tax exposure, and build a lasting legacy. Whether you're focused on growing investments, giving with intention, or preparing...

Wednesday, November 19, 2025

As the year winds down, it’s the perfect time to take stock of your retirement strategy and make adjustments that can set you up for long-term success. Whether you're nearing retirement or already enjoying it, these year-end planning...

Wednesday, November 12, 2025

As the year winds down, it’s the perfect time to revisit your retirement strategy—especially if you’re nearing retirement. This transition from saving to spending is one of the most important financial shifts you’ll make...

Wednesday, November 5, 2025

As your peak earning years unfold, now is the time to turn income into lasting financial momentum. The end of the year offers a strategic opportunity to review your finances and take action. Here are five key areas to focus on...

Tuesday, November 4, 2025

The S&P 500 gained over 2.3% last month, finishing just 0.74% below its 35th YTD record high set on October 28. The broad index ended October up 38.21% from its April 8 correction low. The Dow Jones Industrial Average climbed 2.6% in Oct...

Tuesday, October 28, 2025

Year-end planning can help you to make deliberate, strategic moves that preserve your wealth, optimize your tax exposure, and create a lasting legacy. Whether you are preserving wealth for the future, growing your investments, or giving...

Wednesday, October 22, 2025

As the year comes to a close, it’s an ideal time to assess your financial situation and make adjustments for a strong transition into the next phase, especially as you approach retirement. This article will guide you through key year-end...

Wednesday, October 15, 2025

As the year wraps up, it’s a powerful time to check in on your retirement strategy, especially if you’re approaching your final working years or actual retirement date. This transition can be one of the most significant shifts in your...

Tuesday, October 7, 2025

Your peak earning years bring with them a powerful opportunity: the chance to build real financial momentum. But that momentum doesn’t come from income alone. It also comes from planning, strategic guidance, and informed decision making...

Thursday, October 2, 2025

The S&P 500 ended the third quarter at 6,688.46, just 0.08% below its 28th record high of the year set on 9/22/25. The index has surged 35.07% from its April 8 correction low at 4,982.77. The Dow Jones Industrial Average jumped 24.28%...

Tuesday, September 23, 2025

Managing wealth for high-net-worth households involves more than just focusing on investments and returns. As your estate grows, the complexity of managing it increases, requiring a broader set of strategies. Insurance and risk...

Tuesday, September 16, 2025

Retirement should be a time of stability, enjoyment, and freedom—but rising costs can potentially put a strain on even the most carefully planned budget. With thoughtful planning and tailored strategies, you can reduce inflation risk and...

Wednesday, September 10, 2025

Even the most well-planned retirement can be disrupted by unforeseen expenses. Many retirees underestimate how unpredictable certain costs can be—and how easily they can derail an otherwise sound financial strategy...

Friday, September 5, 2025

The S&P 500 gained just over 2% last month, capping its 20th YTD record high on August 28. The broad index ended August up 30.31% from its April 8 correction low. The Dow Jones Industrial Average advanced 3.42% in August, extending its...

Wednesday, September 3, 2025

While it may not be as exciting as investment planning or retirement strategies, insurance is a powerful and often underappreciated tool in financial planning. It functions both as a safeguard and a strategic pillar for protecting your...

Monday, August 25, 2025

In the realm of high-net-worth wealth management, traditional investment strategies alone may not suffice. As your estate grows, so does the complexity of managing it. This is where insurance and risk management come into play...

Monday, August 18, 2025

Retirement should be a time of stability, enjoyment, and freedom—but rising costs can potentially put a strain on even the most carefully planned budget. With thoughtful planning and tailored strategies, you can reduce inflation risk and...

Monday, August 11, 2025

Even the most well-planned retirement can be disrupted by unforeseen expenses. Many retirees underestimate how unpredictable certain costs can be—and how easily they can derail an otherwise sound financial strategy...

Wednesday, August 6, 2025

Insurance is a powerful and often underappreciated tool in financial planning. It functions both as a safeguard and a strategic pillar for protecting your income, assets, and legacy goals. With a better understanding of what insurance...

Tuesday, August 5, 2025

The S&P 500 extended its 6.20% first half gain by 2.24% in July. The index is now up 27.72% from its April 8 cycle low. The Dow Jones Industrial Average rose just 36-points (+0.16%) in July, nudging its YTD return to 4.72%...

Monday, July 28, 2025

While traditional wealth management tends to focus on investments and returns, planning for high-net-worth households must address a broader set of variables. From liability exposure to tax considerations and generational wealth transfer...

Monday, July 21, 2025

Retirement should be a time of stability, enjoyment, and freedom—but rising costs can potentially put a strain on even the most carefully planned budget. With thoughtful planning and tailored strategies, you can reduce inflation risk and...

Monday, July 14, 2025

Even the most well-planned retirement can be disrupted by unforeseen expenses. Many retirees underestimate how unpredictable certain costs can be—and how easily they can derail an otherwise sound financial strategy...

Monday, July 7, 2025

While it may not be as exciting or as prominent as investment planning or retirement strategies, insurance is a powerful and often an underappreciated tool in financial planning. Insurance can function both as a safeguard and a strategic...

Thursday, July 3, 2025

The S&P 500 ended the second quarter at 6,204.95, its fifth record high of the year. The index surged 24.92% to more than fully recover all losses from its April 8 low at 4,982. The Dow Jones Industrial Average jumped 17.62% from the...

Monday, June 23, 2025

Today’s financial landscape is filled with opportunities, but many people still believe that building wealth through investing requires a rigid, one-size-fits-all approach. In reality, investing is a deeply personal process that should...

Monday, June 16, 2025

Retirement should be a time to enjoy the fruits of years of hard work and preparation, but when it comes to Social Security, many people have more questions than answers. From figuring out the best time to claim...

Monday, June 9, 2025

Realizing you have less saved for retirement than you think you’ll need can be concerning. Despite potential setbacks like supporting children through college or managing unexpected expenses, it's never too late to take action...

Wednesday, June 4, 2025

Building wealth in today's economy may feel like an uphill battle. Housing, utilities, and daily expenses keep climbing, making it challenging to cover essential costs and still have money left over...

Tuesday, June 3, 2025

The S&P 500 advanced 6.29% in May, ending the three-month stretch of declines that began in February. The index is now up 1.06% YTD and sits 3.78% below its all-time high. The Dow Jones Industrial Average gained 4.16% in May, pushing it...

Tuesday, May 27, 2025

Today’s financial landscape is rich with opportunities, but many still believe in following a ‘cookie-cutter’ approach to investing and building wealth. In truth, investing should be a personalized process, shaped by your goals, values...

Monday, May 19, 2025

When it comes to Social Security, many people have more questions than answers. By separating facts from fiction, you can make more informed decisions about your retirement planning...

Monday, May 12, 2025

Realizing you have less saved for retirement than you need or hoped for can trigger concern about the future. The good news is, there’s always time to take strategic steps forward...

Wednesday, May 7, 2025

Building wealth in today’s economy may feel challenging due to rising costs amid inflation. However, with intentional planning and consistent effort, you could still make meaningful progress toward your financial goals...

Friday, May 2, 2025

The S&P 500 declined just 0.68% in April, capping a third straight monthly decline, its longest stretch of declines since 2023. April’s fractional decline follows a 5.6% decline in March. The Dow Jones Industrial fell 3.08% in April...

Monday, April 28, 2025

Today’s financial landscape offers a wealth of opportunities, but the misconception persists that wealth-building requires a rigid, one-size-fits-all approach to investing. In reality, investing should be a personalized process that...

Monday, April 21, 2025

Retirement should be a time to enjoy the fruits of years of hard work and preparation, but when it comes to Social Security, many people have more questions than answers. When trying to discern when to claim, how benefits are calculated...

Monday, April 14, 2025

Realizing you have less saved for retirement than you need or hoped for can trigger concern about the future. You want your golden years to play out a certain way—whether that’s traveling, spending more time with family, pursuing hobbies...

Monday, April 7, 2025

In today’s discourse about how to build wealth, a common refrain often emerges: It’s not possible nowadays. With rising housing costs and inflation affecting everything from utility bills to daily essentials, setting aside extra savings...

Wednesday, April 2, 2025

The S&P 500 extended its 1.3% February loss, to end the first quarter down nearly 4.3% which is 8.66% below its Feb 19 record high. The S&P 500 fell 5.63% in March, its largest monthly decline since December 2022...

Monday, March 24, 2025

As you grow and manage your assets, you might start looking for ways to maximize returns while minimizing the taxes you owe. Tax-efficient investment strategies may help you keep more of your money and stay on track for the future you’ve...

Tuesday, March 18, 2025

Managing income during retirement is often less straightforward than it was during working years. Instead of accumulating wealth, you’re now spending that hard-earned nest egg. By implementing effective tax strategies...

Monday, March 10, 2025

As retirement approaches, it's time to think about shifting your focus from accumulation to spending. A well-planned, tax-efficient retirement withdrawal strategy can help you make the most of your assets and set the stage for a...

Wednesday, March 5, 2025

Even small decisions can have a big impact on your financial situation. By understanding your cash flow and taking a tax-smart approach, you can help make your money work harder toward your long-term goals...

Tuesday, March 4, 2025

The S&P 500 backpedaled 1.30% in February, trimming its January gain nearly in half. The index ended February 3.09% below its record high set on February 19. The Dow Jones Industrial Average fell 1.39% in February, trimming its...

Monday, February 24, 2025

As you grow and manage your wealth, consider these five tax-efficient investment strategies that could help optimize returns and minimize your tax burden: Strategic account selection, tax-efficient asset utilization, capital gains...

Tuesday, February 18, 2025

During your golden years, you’ll likely find that managing your income looks different than it once did. By implementing effective tax strategies, you can potentially reduce your tax burden and make your hard-earned savings last longer...

Monday, February 10, 2025

As you transition into retirement, your financial focus will likely shift from building your savings to managing your spending. A tax-efficient withdrawal strategy can help you maximize your assets and enjoy a fulfilling retirement...

Tuesday, February 4, 2025

Monthly Recap Market Indices At-A-Glance The S&P 500 (+2.78%) had a good start to the new year, slightly more than fully recouping its 2.38% December loss. The Dow Jones Industrial Average outperformed the S&P 500 by 2 percentage...

Monday, February 3, 2025

Financial stability often hinges on consistent, strategic decisions. By understanding your cash flow and approaching it with a tax-intelligent mindset, you can help maximize your money’s potential and move closer to long-term goals...

Monday, January 27, 2025

As you build and manage your wealth, you may find yourself seeking ways to optimize your investment returns while minimizing your tax burden. By understanding how to build a tax-efficient investment strategy, you can make an effort to...

Wednesday, January 22, 2025

During your golden years, you may find that managing your income isn’t as straightforward as it once was. One of the keys to enjoying this new phase of life is implementing effective tax strategies for retirement...

Monday, January 13, 2025

As you near retirement, it’s time to start thinking about the next chapter of your financial journey. After years of saving and investing, shifting from accumulation to spending can feel uncomfortable...

Wednesday, January 8, 2025

When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move...

Friday, January 3, 2025

The S&P 500 trimmed its final quarterly gain of the year to 2.41% with a December decline of 2.38%. The broad-based index finished 2024 at 5,881.63, 3.4% below its December 6 record high of 6,090.27. Even so, the S&P 500 capped its fifth...

Monday, December 23, 2024

Are you interested in a lasting impact on causes you care about while also unlocking potential tax benefits? Charitable trusts might be the solution. These powerful financial vehicles offer a unique means to align your philanthropic and...

Monday, December 16, 2024

As you enter retirement, you may find yourself with more time on your hands and a desire to make a meaningful impact. However, your changing financial situation might affect your ability to give monetarily at the same level you once did...

Monday, December 9, 2024

As you approach retirement, you may find yourself reflecting on the legacy you'll leave behind. In addition to accumulating wealth, you might have a desire to leave a positive mark on the world...

Thursday, December 5, 2024

The S&P 500 posted its strongest monthly gain (+5.87%) since November 2023, easily overcoming October’s sub -1% loss. The S&P 500 extended its 2024 YTD gain just above 28%. The Dow Jones Industrial Average outperformed the S&P 500 last...

Wednesday, December 4, 2024

What if you could grow your wealth while contributing to a better world? Socially responsible investing (SRI), also known as impact investing, can help position you to do just that...

Monday, November 25, 2024

Imagine creating a lasting legacy that supports the causes you care about while also unlocking potential benefits for you and your loved ones. Charitable trusts offer a unique opportunity to do both...

Monday, November 18, 2024

As you enter retirement, you may find yourself with more free time and a desire to make a meaningful impact. While your new financial situation might affect your ability to give monetarily, retirement opens up new possibilities for...

Wednesday, November 13, 2024

As you near retirement, you may start considering the legacy you'll leave behind. In addition to accumulating wealth, you might have a desire to positively impact the world. Sustainable investing offers a way to pursue both goals...

Wednesday, November 6, 2024

Imagine growing your wealth while also making a positive impact on the world. Socially responsible investing (SRI), or impact investing, allows you to achieve this by focusing on companies that prioritize environmental sustainability...

Monday, November 4, 2024

The S&P 500’s October loss of under 1% ended a string of five monthly gains that otherwise would’ve been the longest winning streak since 2021. Although trimming its year-to-date (YTD) gain to just under 21%, the S&P 500 has a bull run...

Tuesday, October 22, 2024

Balancing philanthropic goals with financial planning can be a complex yet rewarding endeavor. One strategy that has gained popularity among those looking to make a lasting impact, while potentially reaping tax benefits, is...

Monday, October 14, 2024

After dedicating years of your life to your career, you might be wondering what to do in retirement. At the same time, your financial situation has likely changed now that you’re retired. Considering these changes...

Thursday, October 10, 2024

As you approach retirement, you may find yourself thinking about the legacy you want to leave behind. For many, this isn't just about passing wealth on to loved ones—it's about positively impacting the world around them...

Friday, October 4, 2024

Imagine not only growing your wealth but also contributing to a healthier planet, promoting social justice, and encouraging ethical business practices. It might not be a concept you’ve explored, but it’s entirely possible—and...

Wednesday, October 2, 2024

Defying precedent of September historically being the worst performing month of year, all three major U.S. equity average posted solid monthly gains. For the S&P 500 it was the first positive September since 2019...

Monday, September 23, 2024

Most people view retirement as a new stage of life, which, for most people, is only partly true. Your retirement years might actually look like three distinct stages, instead of one. These stages are largely dependent on your health and...

Friday, September 13, 2024

You know the importance of saving for retirement. But what is the best way to do it? Is it just a matter of hoarding money in a separate savings account? Or should you rely on a workplace or state pension plan?...

Monday, September 9, 2024

The S&P 500 rose 2.4% in August, twice the 1.2% July return. Year-to-date (YTD), the S&P 500 has advanced 19.53%, extending its bull run return to 38.92% since its last correction low on 10/27/2023...

Wednesday, September 4, 2024

Most people have at least heard of two prevalent types of retirement plans: the 401(k) and the IRA. Deciding which is appropriate for you, however, is another story. Having a basic understanding of these two types of retirement accounts...

Tuesday, August 27, 2024

Estate planning, or legacy planning, can play a critical role in your ability to save for and shape your family’s financial future. While most people think of estate planning as something to be addressed later in life, in truth, estate...

Thursday, August 22, 2024

Most people view retirement as a new stage of life, which, for most people, is only partly true. Your retirement years might actually look like three distinct stages, instead of one. These stages are largely dependent on your health and...

Monday, August 12, 2024

The journey to and throughout retirement requires planning and strategy. Here are six powerful tax and investment strategies you can leverage to help you save and pursue your goals for retirement...

Friday, August 2, 2024

The S&P 500 returned just over 1.2% in July, capping its third monthly gain, and up 10.05% since the end of April. Year-to-date (YTD), the S&P 500 has gained 16.70%, extending its bull run return to 35.61% since its last correction low...

Monday, July 22, 2024

Estate or legacy planning is a vital way to help you plan for your family’s future. It involves two steps; making legally effective arrangements to preserve your wealth and employing effective strategies for transferring your wealth...

Thursday, July 18, 2024

Beginning this month, France will welcome nearly 15,000 of the world’s most accomplished athletes to Paris to compete in the 2024 Summer Olympic and Paralympic Games, which will be held from July through September...

Tuesday, July 9, 2024

For investors nearing retirement, catch-up contributions can potentially make the difference between an uncertain financial future and a comfortable retirement. What are catch-up contributions? Catch-up contributions are the additional...

Tuesday, July 2, 2024

The S&P 500 finished June at 5,460, just 0.48% below its 31st all-time high of the year set on June 18. The S&P 500 is up 37.18% from its October 2023 low and capped its third straight quarterly gain...

Monday, June 24, 2024

In the middle of all your exciting plans for retirement, one further task is planning your estate with your family. Start to think about how best to engage with your kids in discussions concerning your financial legacy...

Monday, June 10, 2024

You've built a solid foundation for wealth and are moving closer to retirement. Your kids are adults with financial pressures and goals of their own, and your parents, if living, are advanced in their years. It’s time to talk with your...

Wednesday, June 5, 2024

If you find yourself simultaneously raising your own children while tending to your parents as they grow older, you’re not alone. Often aptly referred to as “the sandwich generation,” it’s at this unique stage that you're sandwiched...

Tuesday, June 4, 2024

The S&P 500 gained nearly 5% in May, more than fully erasing its 4.08% April decline. Year-to-date (YTD), the S&P 500 is up 11.30%, extending its bull run to nearly 29.36% since its last correction low on 10/27/2023...

Wednesday, May 29, 2024

Throughout previous stages of life, you might have become accustomed to keeping your financial matters fairly close to the chest. Now, however, would be a good time to start involving your family as you develop and effectuate your estate...

Monday, May 20, 2024

Now that you’re approaching retirement, your kids are most likely all grown, with financial plans and pressures of their own. This might make you reluctant to burden them with more information and decisions...

Monday, May 6, 2024

Without knowing it, you may be part of the so-called "sandwich generation." These are people who find themselves at the life stage in which they are caught between raising their own kids while watching their parents grow older...

Thursday, May 2, 2024

After the S&P 500 ended March with a 3.2% monthly gain, the benchmark index experienced a 4.08% April haircut. Year-to-date (YTD), the S&P 500 is up over 6% and still up a strong 23.25% from its 10/27/2023 cycle low. The Dow Jones Indust...

Tuesday, April 23, 2024

Throughout previous stages of life, you might have become accustomed to keeping your financial matters fairly close to the chest. Now, however, would be a good time to start involving your family as you develop and effectuate your estate...

Monday, April 15, 2024

Now that you’re approaching retirement, your kids are most likely all grown, with financial plans and pressures of their own. This might make you reluctant to burden them with more information and decisions...

Thursday, April 4, 2024

Without knowing it, you may be part of the so-called "sandwich generation." These are people who find themselves at the life stage in which they are caught between raising their own kids while watching their parents grow older...

Tuesday, April 2, 2024

Monthly Recap Market Indices At-A-Glance The S&P 500 finished March at 5,254, its 22nd all-time high of the year, the sixth greatest first-quarter tally since WWII. The S&P 500 is up 27% from its October 2023 low. The Dow Industrials...

Monday, March 18, 2024

Are you on the brink of retirement or settling into your golden years? This chapter of your life can be exciting and rewarding, especially if you're well-prepared. One of the biggest concerns on your mind, however, is probably money...

Wednesday, March 6, 2024

Conversations about finances aren't exactly romantic, and budgeting can be a touchy subject, especially when you have different views about spending and saving. Before discussing how you'll handle your bills and other expenses, be sure...

Monday, March 4, 2024

All three major U.S. equity indices finished positive for a fourth straight month, with the S&P 500 recording its largest February gain in nearly a decade. Stocks primarily rallied on broadening investor appetites for AI...

Wednesday, February 28, 2024

Today’s CPI report was stronger than expected and pressured financial markets. We still expect disinflation and the Federal Reserve to cut interest rates. As volatility picks up, diversification and staying focused on your goals is even...

Monday, February 26, 2024

If you're like most retirees, running out of money is likely one of your biggest fears for your golden years. The good news is that careful planning and tax-efficient drawdown strategies can help you enjoy the lifestyle you've dreamed of...

Tuesday, February 20, 2024

Retirement is a significant milestone in life that, for many people, brings both excitement and apprehension. As you approach this phase, ensuring your financial health becomes paramount. It's the time when you should reap the fruits of...

Wednesday, February 14, 2024

As Valentine's Day approaches and Spring draws ever nearer, I thought it might be fun to look at the financial side of February 14. Shockingly, the day many consider the most romantic is also a sweet boost to our nation's economy...

Monday, February 12, 2024

Not every investment will be a winner, but a strategy called tax-loss harvesting can potentially lower your tax bill. It involves selling investments at a loss to secure capital gains that may be taxed at more favorable rates...

Monday, February 5, 2024

Even if retirement isn’t in your immediate future, saving and investing now can help you live comfortably after you’re done working. One of your most impactful opportunities to save, and even earn, over time is by investing in your 401(k).

Friday, February 2, 2024

The S&P 500 cut its monthly gain in half on the final trading day of January on prospects for higher for longer interest rates, the Dow Jones Industrial Average gained 460-points (+1.31%) in January, and the Dow-30 index reached a new...

Wednesday, January 17, 2024

From Hulu to Disney+, many households have come to rely on streaming services for convenient sources of home news and entertainment. While some subscriptions can enhance your daily routines and experiences, they can also sneakily erode...

Thursday, January 4, 2024

The start of a new year is an ideal time to set financial goals. Maybe you're aiming to save more money this year or are prioritizing paying off debt. Whatever you're dreaming of for 2024 and beyond, here are some financial resolutions...

Wednesday, January 3, 2024

Monthly Recap Market Indices At-A-Glance: The S&P 500 finished the year up 26.29% ending just 0.56% away from its 01/03/22 record high. Its nine-week year-ending rally marked its longest winning streak since 2004. The Dow Industrials...

Monday, December 18, 2023

Hospital bills can be scary and overwhelming. If you owe medical debt, you're not alone. Studies show that 1 in 10 Americans owe medical debt.1 Let’s explore how to navigate often intimidating hospital bills and how to advocate for yourself

Monday, December 11, 2023

If you're approaching retirement, you're probably already familiar with some common steps to help you save money, including contributing to your retirement savings plans and avoiding early withdrawals or overly conservative investing...

Monday, December 4, 2023

Monthly Recap Market Indices At-A-Glance The S&P 500 advanced over 9%, notably its second-best November performance since 1980. The Dow Jones Industrial Average rallied over 2,898 points (+9.15%) last month finishing November at a new...

Monday, December 4, 2023

Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to nearly everyone...

Monday, November 27, 2023

At some point in their lives, most people will need some long-term care whether that's at an assisted living community or at-home medical care. When preparing for this future, it can be hard to know where to start. And preparing for long...

Monday, November 6, 2023

Interest rates are the price tags for borrowing money. It's the extra amount you owe on top of the original loan. Dreaming of buying a home? Learn more about how changing interest rates can affect your mortgage payments...

Thursday, November 2, 2023

Monthly Recap Market Indices At-A-Glance: The Dow Industrials fell 1.26% in October, cutting its YTD gain to just 1.44% The Dow is down 6.55% over the last three months. The Nasdaq Composite fell 2.76% last month, trimming its YTD gain...

Monday, October 23, 2023

A health savings account (HSA) is more than a way to pay for certain medical costs. It can be a tax-free vehicle for boosting your income for a financially rewarding retirement. Learn more about saving for medical expenses, and beyond...

Monday, October 9, 2023

According to the Education Data Initiative, the average annual cost of college per student, per year in the U.S., including books, supplies and living expenses is $36,436.1 The average cost of college has risen over 2% over the last decade.

Thursday, October 5, 2023

The Dow Industrials fell 3.42% in September to cap a 2.10% third quarter loss while holding onto a year-to-date gain of 2.73%. The Nasdaq Composite slumped 5.77% and 3.94% for the month and quarter, sizably trimming its YTD surge to 27.11%.

Wednesday, October 4, 2023

Open enrollment is coming up soon, and it's important to know about all your insurance plan options before deciding which one is right for you. Two options you could have are an HSA and a PPO. When choosing between the two, you need to...

Monday, September 25, 2023

Just as it’s important to prepare for what happens if you pass away, you should consider the Social Security benefits that may be available if you are the survivor — the spouse, child or parent — of a worker who dies...

Friday, September 22, 2023

Transitioning into retirement can be both exciting and challenging. After years of hard work, you finally have the opportunity to relax and enjoy what are often called your “golden years.” This major life change often requires careful...

Tuesday, September 12, 2023

Conversations about money can be tense and uncomfortable, especially when it’s a conversation with your long-term partner or spouse. Money problems and miscommunications about finances can cause tension and lead to larger issues within a...

Thursday, September 7, 2023

Buying a car can be an exciting experience. Deciding what type of car fits your needs the best, picking out the features you have to have – all crucial decisions to make. But have you thought about how you’re going to finance this new car?

Tuesday, September 5, 2023

Monthly Recap Market Indices At-A-Glance With the S&P 500 down nearly 1.6% in August, the index retraced around half its 3.2% July gain. The Dow Industrials fell 2.01%, cutting its YTD gain to 6.37%. The Nasdaq Composite fell 2.05%,...

Wednesday, August 23, 2023

Have you considered downsizing? Although it’s common for people to think that “bigger is better,” it can be worthwhile to consider the pros and cons of downsizing and whether a smaller home can serve you, your lifestyle and your goals.

Monday, August 7, 2023

You already know that naming beneficiaries for your retirement accounts, life insurance policies and other assets is a critical component of estate planning. I want to call out a few common gaps I see in this process so you can avoid...

Thursday, August 3, 2023

After surging 6.61% in June, the S&P 500 rose around half as much in July but ended near a 16-month high. The Dow Industrials and Nasdaq Composite gained 3.44% and 4.05% in July. Following the Fed’s eleventh rate hike, the yield on U.S...

Monday, July 24, 2023

Did you know an estimated 70% of wealth passed down doesn’t make it past the second generation? Up to 90% disappears by the third generation. This is why proper financial education, and an established estate plan are important. Building...

Tuesday, July 18, 2023

If you just started a new job or are preparing for life changes, it’s important to check in on your employee benefits. But what do “employee benefits” include? There are three overarching types: insurance benefits, retirement benefits...

Monday, January 11, 2021

The Week on Wall Street Shrugging off COVID-19 infections and the disruption at the Capitol on January 6, stocks powered higher to kick off a new year of trading.The Dow Jones Industrial Average gained 1.61%, while the Standard &...

Monday, January 4, 2021

The Week on Wall Street Stocks moved higher during a holiday-shortened week of trading, capping off a turbulent, but otherwise strong year for equity investors. The Dow Jones Industrial Average gained 1.35%, while the Standard &...

Monday, December 21, 2020

The Week on Wall Street Stocks climbed higher amid the COVID-19 vaccine rollout and an improving outlook for a fiscal stimulus bill.The Dow Jones Industrial Average, which has lagged all year, gained 0.44%. The Standard & Poor’s 500...

Monday, December 14, 2020

The Week on Wall Street Stocks retreated last week on rising COVID-19 infections and slow progress on an economic relief bill. The Dow Jones Industrial Average dipped 0.57%, while the Standard & Poor’s 500 dropped 0.96%. The Nasdaq...

Tuesday, December 8, 2020

The Week on Wall Street Stocks marched higher last week on an improving outlook for the passage of a fiscal stimulus package. The Dow Jones Industrial Average rose 1.03%, while the Standard & Poor’s 500 tacked on 1.67%. The Nasdaq...

Monday, November 30, 2020

The Week on Wall Street Stocks surged last week, ignited by another COVID-19 vaccine announcement, encouraging economic data, and the easing of political uncertainty.The Dow Jones Industrial Average rose 2.21%, while the Standard &...

Monday, November 23, 2020

The Week on Wall StreetDespite news of another COVID-19 vaccine candidate, stocks were mixed amid investor anxiety over an increase in new infections and economic lockdowns.The Dow Jones Industrial Average fell 0.73%, while the...

Monday, November 16, 2020

The Week on Wall Street News of a COVID-19 vaccine ignited a rally in economically sensitive stocks and a broad retreat in technology companies last week, though enthusiasm was tempered by reports of rising new infections and fresh...

Monday, November 9, 2020

The Week on Wall Street Stocks soared last week as investors anticipated that a split Congress would raise legislative hurdles to changing corporate taxes and adjusting regulatory oversight of big technology companies.The Dow Jones...

Monday, November 2, 2020

The Week on Wall Street Stock prices dropped last week as hopes for a fiscal stimulus bill faded and investors focused on rising COVID-19 infections, here and abroad. The Dow Jones Industrial Average slid 6.47%, while the Standard &...

Monday, October 26, 2020

The Week on Wall Street The failure to reach an agreement on a new fiscal stimulus bill soured investor sentiment and sent stocks modestly lower for the week. The Dow Jones Industrial Average fell 0.95%, while the Standard & Poor’s...

Monday, October 19, 2020

The Week on Wall Street Stocks treaded water last week amid fading prospects for a stimulus bill, fears of a second wave of COVID-19 cases, and increasing political and regulatory pressures on Big Tech companies.The Dow Jones...

Monday, October 12, 2020

The Week on Wall Street Stocks staged a powerful rally last week, riding a wave of optimism over the prospect of the passage of a new fiscal stimulus bill.The Dow Jones Industrial Average rose 3.27%, while the Standard & Poor’s 500...

Monday, October 5, 2020

The Week on Wall Street Stocks advanced last week, propelled by hopes that legislators may reach an agreement for a new fiscal stimulus package and optimism generated by a few corporate deal announcements and initial public offerings....

Monday, September 28, 2020

The Week on Wall Street Stocks were mixed last week as worries that stretched from Washington D.C., where prospects of a new fiscal stimulus bill dimmed, to Europe, which saw an increase of new COVID-19 cases.The Dow Jones Industrial...

Monday, September 21, 2020

The Week on Wall Street Stocks slipped as the technology sector remained under pressure and a mid-week announcement by the Federal Reserve failed to inspire investors.The Dow Jones Industrial Average declined 0.03%, while the Standard...

Monday, September 14, 2020

The Week on Wall Street Stocks traveled a volatile path last week as investors appeared concerned about the upcoming elections, an uncertain economy, and more delays with additional fiscal stimulus. The Dow Jones Industrial Average...

Tuesday, September 8, 2020

The Week on Wall Street A late week sell-off sent stocks broadly lower as investors took some profits after stocks reached all-time highs earlier in the week. The Dow Jones Industrial Average slid 1.82%, while the Standard & Poor’s...

Monday, August 31, 2020

The Week on Wall Street Stocks advanced relentlessly last week on positive COVID-19 developments, encouraging economic data, and a supportive policy shift in the Fed’s approach to its target inflation rate. The Dow Jones Industrial...

Monday, August 24, 2020

The Week on Wall Street Stocks powered to another week of gains as the S&P 500 and Nasdaq Composite set multiple new record highs along the way.The Dow Jones Industrial Average was essentially unchanged while the Standard & Poor’s 500...

Monday, August 17, 2020

The Week on Wall StreetStock prices drifted higher in an otherwise quiet news week, as a slowdown in new COVID-19 cases outweighed a Congressional impasse on a new fiscal-spending measure. The Dow Jones Industrial Average gained 1.81%...

Monday, August 10, 2020

The Week on Wall StreetOverlooking stalled efforts by Congress to pass a new fiscal stimulus bill, stocks marched higher last week with the Dow Jones Industrials leading the way and the NASDAQ Composite setting multiple fresh record...

Monday, August 3, 2020

The Week on Wall Street Stocks were mixed last week amid a busy week of earnings, some troubling economic data, and seemingly little progress on a new fiscal stimulus package.The Dow Jones Industrial Average slipped 0.16%, while the...

Monday, July 27, 2020

The Week on Wall Street Stocks slipped in the final days of trading last week on higher jobless claims and rising tensions in the U.S.-China relationship. The Dow Jones Industrial Average lost 0.76%, while the Standard & Poor's 500...

Monday, July 20, 2020

The Week on Wall StreetStocks were mixed last week as investors reacted to positive economic data, progress on a COVID-19 vaccine, and the continued nationwide increase in COVID-19 cases. The Dow Jones Industrial Average gained 2.29%,...

Monday, July 13, 2020

The Week on Wall StreetStock prices notched solid gains last week, looking past an increase in COVID-19 cases and any potential economic concerns raised by the trend. The Dow Jones Industrial Average increased by 0.96%, while the...

Monday, July 6, 2020

The Week on Wall StreetIn a holiday-shortened week, stock prices turned higher as encouraging economic data outweighed an increase in COVID-19 cases and a rollback in economic re-openings.The Dow Jones Industrial Average rose 3.25%,...

Monday, June 29, 2020

The Week on Wall StreetA jump in COVID-19 cases dampened investor enthusiasm last week, sending stock prices lower on worries that rising infections could derail the economic recovery. The Dow Jones Industrial Average slumped 3.31%,...

Monday, June 22, 2020

The Week on Wall StreetStocks moved higher last week on news of more Federal Reserve market support and diminished concerns that new COVID-19 cases might lead to another economic shutdown. The Dow Jones Industrial Average rose 1.04%,...

Monday, June 15, 2020

The Week on Wall StreetInvestor sentiment turned negative last week, amid an increasing number of COVID-19 cases in states where reopening has been underway as well as a subdued economic forecast from the Federal Reserve. The Dow Jones...

Monday, June 8, 2020

The Week on Wall StreetA positive jobs report sent stocks soaring last Friday, capping a solid week as evidence of a global economic recovery outweighed concerns over civil unrest and tensions with China.The Dow Jones Industrial...

Monday, June 1, 2020

The Week on Wall StreetThe shortened week, which began with a powerful two-day rally of trading, was enough to drive the markets into another week of solid gains. The Dow Jones Industrial Average rose 3.75%, while the Standard &...

Tuesday, May 26, 2020

The Week on Wall StreetUpbeat comments by the Federal Reserve Chairman and more signs of an economic turnaround combined to help fuel a powerful rally in the stock market last week.The Dow Jones Industrial Average rose 3.29%, while...

Monday, May 18, 2020

The Week on Wall StreetStocks drifted lower last week, weighed down by Federal Reserve Chairman Jerome Powell's unsettling comments on the economy and signs of renewed tensions with China.The Dow Jones Industrial Average fell 2.65%,...

Monday, May 11, 2020

The Week on Wall StreetDespite a historic downturn in employment, stocks managed to climb higher last week as investors were emboldened by the pace of economic re-openings, both here and abroad.The Dow Jones Industrial Average gained 2...

Monday, May 4, 2020

The Week on Wall StreetStock prices ended the week slightly lower, despite news of positive results from a test trial of a COVID-19 drug treatment and several states easing their economic lockdowns. The Dow Jones Industrial Average...

Monday, April 27, 2020

The Week on Wall StreetStock prices bounced around last week as investors reacted to wild swings in the price of oil and reports that called into question the efficacy of two potential virus treatments.The Dow Jones Industrial Average...

Monday, April 20, 2020

The Week on Wall StreetStock prices pushed higher last week as news of a White House plan to reopen the economy and reports of a potential COVID-19 treatment helped the market overcome weak economic data and an ugly start to the...

Monday, April 13, 2020

The Week on Wall StreetThe stock market staged a broad rally this week, buoyed by the prospect that COVID-19's grip on the nation may be easing and news of another Federal Reserve program to help stabilize businesses.The Dow Jones...

Monday, April 6, 2020

The Week on Wall StreetModest declines in stock prices this week masked the volatile inter- and intraday price swings as investors digested poor economic data and a warning from the president that the worst days of the COVID-19...

Monday, March 30, 2020

An open-ended commitment by the Federal Reserve to support American businesses and capital markets along with the passage of a $2 trillion aid package improved investor sentiment and drove a strong rally in stock prices. The Dow Jones...

Monday, March 23, 2020

The Week on Wall StreetThe stock market suffered through another volatile week as it wrestled with the health and economic fallout of the domestic spread of the coronavirus. Swift and decisive actions by the Federal Reserve and policy...

Monday, March 16, 2020

The Week on Wall StreetMarkets remained exceptionally volatile, buffeted by the spreading impact of coronavirus, uncertain responses from federal policymakers, and the sudden drop in oil prices.The Dow Jones Industrial Average fell 10...

Monday, March 9, 2020

The Week on Wall StreetHeightened coronavirus fears, falling yields, and Super Tuesday primary results sent stocks on a rollercoaster ride of sharp price swings, leaving stocks marginally higher for the week.The Dow Jones Industrial...

Monday, March 2, 2020

The Week on Wall StreetStocks fell sharply last week as Wall Street considered how the coronavirus outbreak might influence global business activity and household spending.The selloff became a correction for the U.S. markets. The S&P...

Monday, February 24, 2020

The Week on Wall StreetTraders paid close attention to coronavirus developments and earnings last week, while wondering how the former might eventually impact the latter. Concern over updated infection numbers moderated risk appetite.A...

Tuesday, February 18, 2020

The Week on Wall StreetDaily headlines about the coronavirus had little impact on stock market averages last week. Earnings and mergers had more influence. All three Wall Street benchmarks improved. The Nasdaq Composite rose 2.21%,...

Monday, February 10, 2020

The Week on Wall StreetStocks advanced four days out of five during the past market week, erasing the losses of the week before. The Nasdaq Composite surged 4.04%, the S&P 500 3.17%, and the Dow Jones Industrial Average 3.00%. Foreign...

Monday, February 3, 2020

The Week on Wall StreetStock benchmarks declined for a second straight week as coronavirus news tempered risk appetite.The S&P 500 fell 2.14% on the week. The Nasdaq Composite dipped 1.76%, and the Dow Jones Industrial Average, 2.55%....

Monday, January 27, 2020

The Week on Wall StreetStock prices fell last week as investors considered the potential health and economic risks of the flu-like coronavirus.Foreign stock markets, as tracked by the broad MSCI EAFE index, fell 1.03% for the week....

Tuesday, January 21, 2020

The Week on Wall StreetTraders were in an upbeat mood last week, reacting to news out of Washington: the signing of the phase-one trade deal between the U.S. and China as well as the Senate passage of the U.S.-Mexico-Canada Agreement...

Tuesday, January 14, 2020

The Week on Wall StreetThe market had a choppy five days, with traders reacting to geopolitical developments and weaker-than-expected jobs data. Even so, the three major U.S. equity indices posted weekly gains and continued their...

Monday, January 13, 2020

The Week on Wall StreetThe market had a choppy five days, with traders reacting to geopolitical developments and weaker-than-expected jobs data. Even so, the three major U.S. equity indices posted weekly gains and continued their...

Monday, January 6, 2020

The Week on Wall Street Stocks descended from record highs Friday, as traders reacted to a U.S. drone strike that killed Iran's top military officer. Oil prices rose more than 3% following the breaking news.[1] Wall Street benchmarks...

Monday, December 30, 2019

What Drove the Markets? Four factors influenced investment performance in 2019: a shift in U.S. monetary policy, the ongoing trade dispute between the U.S. and China, earnings, and the economy. Stocks reached record highs in 2019. The...

Monday, December 16, 2019

The Week on Wall Street The U.S. and China announced a limited trade agreement last week. That news lifted U.S. and foreign stocks, leading to weekly gains. Advancing 0.91% on the week, the Nasdaq Composite outperformed the S&P 500...

Monday, December 9, 2019

The Week on Wall Street Key Wall Street benchmarks were up and down last week – or rather down and then up. A Tuesday retreat was offset by a Friday rally spurred by the Department of Labor’s November jobs report. While the S&P 500...

Monday, December 2, 2019

The Week on Wall Street As November wrapped up, U.S. equity benchmarks advanced. Stocks were again aided by a sense of optimism that a preliminary U.S.-China trade deal could be near. For the week, the Nasdaq Composite added 1.87%;...

Monday, November 25, 2019

The Week on Wall Street Stocks declined last week as mixed signals emerged about the progress of U.S.-China trade negotiations. The three major Wall Street benchmarks all took weekly losses. The Dow Jones Industrial Average declined 0...

Monday, November 18, 2019

The Week on Wall StreetStock benchmarks were little changed for much of last week, but a rally occurred Friday after news broke that the U.S. and China could be closing in on the first phase of a new trade pact. At Friday's close, the...

Monday, November 11, 2019

The Week on Wall Street Domestic and international stocks rose last week. Risk appetite outweighed concerns about the state of U.S.-China trade discussions. The Dow Jones Industrial Average, Nasdaq Composite, S&P 500, and MSCI EAFE...

Monday, November 4, 2019

The Week on Wall Street A better-than-forecast jobs report prompted a stock market rally Friday, two days after traders witnessed another interest rate cut by the Federal Reserve. Both the S&P 500 and Nasdaq Composite ended the week...

Monday, October 28, 2019

The Week on Wall Street The S&P 500 came within 0.1% of a record close Friday. Stocks were lifted last week by positive news on U.S.-China trade negotiations, plus earnings announcements. The Nasdaq Composite posted the largest weekly...

Monday, October 21, 2019

The Week on Wall Street Earnings helped give the Nasdaq Composite and S&P 500 a slight lift last week, offsetting investor disappointment over the small scope of the preliminary U.S.-China trade deal reached on October 11. Blue chips...

Monday, October 14, 2019

The Week on Wall Street Stock prices pushed higher last week, as investors remained hyper-focused on any new developments with the U.S. trade negotiations with China. The Dow Jones Industrial Average picked up 0.91%, while the...

Monday, October 7, 2019

The Week on Wall Street The fourth quarter started with a mixed week for equities. The Dow Jones Industrial Average lost 0.92% for the week; the S&P 500, 0.33%. In contrast, the Nasdaq Composite improved 0.54%. Overseas stocks pulled...

Monday, September 30, 2019

The Week on Wall Street Stocks retreated last week. Traders worried that the formal impeachment inquiry of President Donald Trump might distract White House officials from their pursuit of a trade deal with China, and shift the focus...

Monday, September 23, 2019

The Week on Wall Street Investors reacted to two major news items last week, one far more of a surprise than the other. The Federal Reserve did indeed make a rate cut, matching Wall Street expectations. Drone strikes on two of the...

Monday, September 16, 2019

The Week on Wall Street Stocks edged toward all-time peaks during a relatively calm week marked by easing trade tensions. Friday marked the eighth straight daily advance for the Dow Jones Industrial Average.[1] Small-cap shares, as...

Monday, September 9, 2019

The Week on Wall Street Stocks rose last week, with help from two developments: the announcement of further U.S.-China trade talks as well as August hiring and manufacturing numbers that seemed to bolster the argument for a rate cut...

Tuesday, September 3, 2019

The Week on Wall Street Fears of an impasse in the U.S.-China trade dispute lessened last week. While additional U.S. tariffs on Chinese imports were scheduled to take effect on September 1, China's government communicated that it...

Monday, August 26, 2019

The Week on Wall Street Traders assumed that the week's biggest news event would be Federal Reserve Chairman Jerome Powell's speech at the annual Jackson Hole banking conference. Instead, China seized the headlines by announcing new...

Monday, August 19, 2019

The Week on Wall Street U.S. stock indices saw significant ups and downs last week, with traders looking for economic cues from Treasury yields and also developments in the tariff fight between the U.S. and China. The S&P 500 lost 1...